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By default, the HDFC Credit Card statement is sent to the customer’s address every month through a postal mail. I was initially a subscriber of the HDFC CC statement mailer. However, nowadays, I check the HDFC credit card bill amount and download all statements through netbanking or email. The credit card section of the latest HDFC mobile app also provides the option to view the credit card bill status. Why take the risk of late-paying your bill when HDFC bank’s digital platforms offer information on the CC bill amount, and the last date to make payment. Now if you are unable to download the PDF bill, we also have a phone number where you can call and get a mini-statement.

HDFC CC Statement: how to read the credit card bill

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If you are first time to HDFC credit card statements, you might have a confusion regarding the details given in the bill. Please have a look at my HDFC Regalia CC bill sample and explanation of the terms.
We have numbered the important sections of the HDFC CC statement — check below to know how to read and understand the terms.

    1. Statement Date: This is the date on which HDFC Bank generates your credit card bill every month. Transactions made on this date won’t be added to the statement. It also gives you an idea about your HDFC CC statement cycle. In my case, the credit card bill cycle is from 14th of every month to 13th of next month.
    2. Payment due date: It is the last date for making your HDFC CC bill payment. If you plan to pay your HDFC credit card bill through third-party services like Cred, do it least two days before that due date to avoid late payment charges.
    3. Total dues: It’s the amount you need to pay the HDFC bank if you plan to settle the month’s credit card bill in full.
    4. Minimum amount due: You may also choose to pay the minimum amount due to keep your HDFC card account active, at the cost of interest on the remaining amount. The fee and interest charges are mentioned in the HDFC bank website, usually about 3-3.5% per month.
    5. Credit Limit: It is the maximum amount that you can spend with your HDFC Credit Card both online and offline.
    6. Available credit limit: It is the remaining credit available on your HDFC CC after all the transactions in the previous statement cycle.
    7. Available Cash limit: A part of the HDFC CC credit limit that you can withdraw as cash through an ATM. I have around 1.5 L as cash limit, but if I withdraw it, I have to pay a cash advance fee and the interest until I pay back the full amount to HDFC bank.
    8. Past dues (If any): This section of the HDFC Credit Card statement talks about your dues from past 3 months. In my bill it is all zero as I did the repayments in full and have no default history.

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Finally comes the “Transaction description” section where you can view the details of all your credit card swipes in the previous bill cycle. Some of the transactions have confusing labels, like IGST VPS, Consolidated FCY Markup fee, etc. But these are service or tax (GST) related charges, and they appear when you have an EMI on your HDFC credit card, or if you did foreign currency transactions in the statement month.

HDFC Credit Card statement SMS and phone numbers

The HDFC credit card SMS number for getting the mini/ duplicate statement and balance is 5676712. We have listed a few SMS codes or HDFC CC and account management in the following screenshot. However, the SMS and missed-call facility to check HDFC CC mini statement is in an inactive stage from the last few months. Also, this SMS is chargeable at 3 INR per message. So we advice our readers to view their HDFC card statements through one of the digital paths explained in the following sections. Now if you don’t have a smartphone, you can make a call to know your HDFC credit card balance.

Remember to dial the HDFC customer care number near to your location. Just follow the IVR instructions to take Credit Cards, and then validate with your ATM PIN. If you have any complaints, you can dial the HDFC Bank toll-free number 1800-258-3838 (between 8 AM to 8 PM) for raising your concern.

Check HDFC Credit Card statement through online netbanking

HDFC Bank users have three ways to download and check their digital PDF statements. They can get the latest month’s and old statements using HDFC mobile app, credit card netbanking or from their email account registered with the bank.
One needs to login to HDFC Bank’s online netbanking or the credit card portal to download the PDF statements. If you don’t have an account in these platforms, just sign-up for one using your credit card/debit number and OTP verification. New HDFC Savings account holder (Click here), Credit Card customer (Click here).

After getting the HDFC netbanking username and password, sign-in to your online account here.

  • Tap on Cards tab, and find the section on the left side which reads “Enquire,” and expand it.
  • Click on “View Statement” link to open the page you see in the above screenshot.
  • Select the HDFC card number and the billing month from the drop-down menu.
  • Then press the View button to generate the CC statement.
  • Now on the next page, press the link (Click to View/Download) to download your HDFC Card statement in PDF format.

HDFC card customers, who don’t have a savings account with the bank may use this link to open their CC netbanking.

The process of of getting the statement is almost the same as HDFC netbanking. Take Credit Cards> View Statement> Select HDFC card number> Choose bill period> Click View button.

Download HDFC CC statement using the mobile banking app

With the launch of the new HDFC mobile banking app in December 2018, it is now possible to download HDFC Credit Card statement on your mobile phone. Although the options in the newly designed HDFC app are a bit confusing for the first-time users, it is good that they finally bring the option to download credit card statement.

  • Download HDFC mobile banking app (new) for Android here, iPhone here.
  • First, sign-in to the new HDFC mobile banking app with your existing netbanking credentials.
  • When you on the app home page, find the Owe section, as shown in the screenshot.
  • Click on the card name to open Credit Card summary page.
  • Now, scroll down to the bottom and click the link “download billed statement.”
  • Select a month and press the download button to save the PDF Credit Card statement to your phone.

Then use the File Manager in your Android device to view the downloaded file; it would there in the documents folder. Alternatively, check the notifications section to download message, and open the file with a PDF reader. Unfortunately, HDFC bank doesn’t have a credit card app. So if you are a credit card only customer, you should continue using the email statements or the online account for viewing the CC bills.

Downloading HDFC card e-statements (password protected)

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The HDFC CC statement you download through netbanking and the mobile app are duplicate copies of the e-statement. As the duplicate statement is not password protected, it is easy to share it through digital media. However, if you want to submit your HDFC credit card as an income proof or address proof document, consider providing the e-statement.

Sign-in to the email account you have with the HDFC Bank, and serach with the keyword “HDFC Credit Card Statement” to find the e-statements. Then, open the mail and check through the attachments to download and view the full statement.

If you are not receiving the Credit Card bills on email ID, enable the suppression option to deactivate postal deliveries. Expand the Request menu in the Cards tab, and scroll down to find the Physical Statement Suppression option. As seen in the screenshot, enter a valid email address and complete the process. HDFC Bank delivers e-statements from the next credit card billing cycle onward if you activate this feature. Remember to whitelist and add [email protected] to your contact list to prevent the credit card bill ending up in your email spam or junk folder.

The email version of HDFC credit card statement is a digitally signed and secured document. Hence, you need a password to open it. HDFC sends the printed copy of the same file through postal mail.

How to get old HDFC card statements?

HDFC Bank’s online platform supports downloading old credit card statements. It’s simple — choose the appropriate year and month in the Select Period section, and proceed as given above. You can download old HDFC CC statements up-to last year January through netbanking and up-to last 6 months through mobile app. Check the emails for very old statements or contact your home branch if nothing works.

HDFC Credit Card email statement password: how to open the bill.

As said earlier, the HDFC card statement you download form netbanking is not password protected. However, when you get it through email, you need to provide a password to access it. Opening HDFC Credit Card e-statement with a password is effortless; the format is there in the email itself. Check the image below for the password combinations that work with HDFC CC bill in 2020.

For instance, if my name is winytips and my credit card number is 2345-6565-4345-6789, the HDFC CC statement password would be WINY6789. I can also use the name and DOB combination. So if my date of birth is 08-03-1986, I would give WINY0803 as the password for the e-statement.

How to check HDFC credit card unbilled transaction statement and balance

Your HDFC credit card statement includes only those transactions taken place during in the last billing cycle. One has to check the Unbilled statement in the Credit card account to find the latest transactions and balance. HDFC Bank netbanking and HDFC mobile app provide options to view your unbilled credit card statement.


Check unbilled HDFC Credit Card transactions online.

  • Login and move to Credit card section in HDFC netbanking.
  • Click and expand the Enquire menu from the left side.
  • Now select unbilled transactions, and choose the card number and transaction type to view the details.

Check unbilled statement on HDFC credit card mobile app

Apart from downloading your credit card bill, the new HDFC mobile banking app provides an option to view the unbilled statement in iOS and Android versions of the app. Here is how to access it.

  • Sign in to the HDFC mobile banking app either by providing the user ID and password or the Quick Access PIN.
  • Click on the Menu, Pay and then select Cards.
  • It opens and lists the Credit Cards mapped to your HDFC account. Select and press on a card number.
  • Now, as shown in screenshot press on the “unbilled transactions.”

When you make an HDFC card transaction, the credit limit changes immediately. However, it may take up to 48 hours for the history to reflect in the unbilled statement.

As a single woman on a budget, I always jumped on opportunities to join free dating sites with no credit card or hidden fees attached.

When you’re actively dating, costs can pile up pretty quickly. The average unmarried American spends over $1,500 a year on dating, and singles in big cities can spend up to $300 on one date night. That’s a high price for romance, and not everyone has that kind of spending power.

Fortunately, free dating sites with no credit card required can help singles save their cash while meeting and wooing people who are worth getting to know better over dinner, drinks, or coffee.

We’ve ranked the 19 most cost-efficient dating sites that offer many free features to help today’s singles make valuable connections in the local dating scene. You don’t need a credit card to sign up to the following free dating platforms.

1. Match.com

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.8/5.0

Relationships:Friends, Dates, and Relationships

Match System:Browse by zip, age, appearance, more

Our Experts Say:“Match has facilitated the most dates and relationships of any dating site, and its large audience and high success rate make it our top review...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
All Singles*
49%*
51%*
39.7 Million*Try Match.com FREE

Match is our favorite dating site because it offers a great value for your money. Since 1995, this time-tested dating site has developed an effective matching system guaranteed to get results. The best part is you don’t need to pay anything to join this global dating network.

It’s free to sign up to Match and browse dating profiles as much as you please. You can send likes to let your online crush know you’re interested. Free members can also read and respond to some messages in their inboxes. The limited communication could be enough to start a relationship, or it could give you enough confidence in the service to warrant signing up for a full membership plan.

Match subscriptions can cost as little as $16.99 a month (for a one year membership), and members can cancel at any time. You can contact the Customer Service team with any questions you may have about the terms of membership.

2. EliteSingles

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.7/5.0

Relationships:Serious Relationships

Match System:Search, Receive Partner Suggestions

Our Experts Say:“EliteSingles is a leading dating site just for busy, single professionals. More than 80% of members have earned a college degree, and most are looking for a serious commitment...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
All Singles*
44%*
56%*
2 Million*Browse Profiles Free

If you’re looking for a first-class dating experience, EliteSingles is the way to go. This premier dating site supports quality singles with its strict code of conduct and creates smart matches based on personal compatibility, not superficial attraction.

Free members can search the database and swipe through matches on EliteSingles, but they cannot see any dating profile pictures unless they subscribe. This paywall ensures only serious singles can get in touch.

Over 80% of EliteSingles members have graduated from college and are now working professionals willing to invest in their love lives. The EliteSingles network currently reaches the U.S., the U.K., Ireland, Australia, New Zealand, Canada, and South Africa, so singles don’t have to stick to their own backyards when looking for romance.

3. Zoosk

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.5/5.0

Relationships:Fun Dates, Serious Relationships

Match System:Search and get match recommendations

Our Experts Say:“Zoosk is integrated with social media sites, like Facebook and Google+, so it's very popular with singles on the go...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
All Singles*
48%*
52%*
28.9 Million*Start Zoosk for FREE

Over 40 million singles await you on Zoosk, which supports one of the most active dating networks around. This socially savvy dating site prompts fast and free communication, empowering singles to get to know one another in real-time chats.

Zoosk grants free members a limited number of free messages per month, and that could be enough to spark a connection. Members with profile pictures can send messages, and anyone can smile at or like profiles to get someone’s attention.

If you want access to unlimited chatting on Zoosk, you can upgrade your free membership by selecting a one-month, three-month, or six-month plan that fits your budget.

4. eharmony

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.7/5.0

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Relationships:Casual Dates, Deep Relationships

Match System:Personality test suggests matches

Our Experts Say:“Accounting for 2% of U.S. marriages, eharmony's compatibility-based system and commitment-minded user base are ideal for those seeking a serious relationship...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
All Straight Singles*
48%*
52%*
4.1 Million*View Profiles FREE

At its heart, eharmony is all about fostering happy marriages, and it uses proven psychological principles to inspire love connections between its members.

CEO and Founder Dr. Neil Clark Warren decided after 35 years of counseling couples that singles needed resources to help them select the right partner, so they wouldn’t end up in a therapist’s office. He created eharmony to introduce single men and women to potential partners who shared similar goals, values, temperament, and interests.

Today, eharmony sets itself apart by using a lengthy personality survey to determine all matches on the online dating site. Free members can take the survey and review their Daily Matches, and they can upgrade their accounts if they see anyone worth messaging. One thing singles should know is that eharmony does not have any search features — you just have to trust the dating service to deliver the best possible matches.

If you don’t meet that special someone within three months, you can use the eharmony guarantee to get another three-month subscription for free.

5. OurTime.com

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.3/5.0

Relationships:Dates and Relationships

Match System:Search by profiles by zip and more

Our Experts Say:“OurTime is well-known in the over-50 dating crowd, particularly because it has a ton of helpful search features and an easy layout...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
Mature Singles (50+)*
48%*
52%*
8.9 Million*Over 50? Try It FREE

Singles of a certain age can use OurTime to get back out there and meet age-appropriate dates. This senior-friendly site provides simple search tools and straightforward matching systems that facilitate mature relationships.

The free features on OurTime include viewing profiles, searching for profiles, sending likes, and reviewing matches. The free site also offers safety tips to help newcomers have the best possible experience.

OurTime also has a free dating app available on Google Play and the App Store. Even if you’re not that tech-savvy, you’ll soon get the hang of this user-friendly dating platform.

6. ChristianMingle

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.4/5.0

Relationships:Dates and Serious Relationships

Match System:Search by gender, age, education, more

Our Experts Say:“ChristianMingle is among the largest dating sites in the industry that only caters to single Christian men and women, and the site has some of the best search filters and safety features...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
Christian Singles*
44%*
56%*
3.5 Million*Try Now for $19.99/Month

The central mission of ChristianMingle is to support Christian marriages around the world. That being said, you don’t have to be a Christian to sign up — you just have to be open to being in a relationship with a Christian.

ChristianMingle offers a free trial period where users can explore the online dating site and see if it’s right for them. Paid members have full access to all the features on ChristianMingle, including unlimited messaging.

ChristianMingle’s many success stories are a testament to the work this site does every single day. If you’re looking for a person of faith and devotion, you should become a member of Christian Mingle.

7. BlackPeopleMeet

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.1/5.0

Relationships:Deep Relationships or Just Casual Dates

Match System:Search by location, age, more

Our Experts Say:“BlackPeopleMeet.com is the one of the largest and most popular dating sites for black and biracial singles, and the site is used by more than 5 million people a month...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
Black Singles*
47%*
53%*
5.7 Million*FREE Trial for New Users

Since 2002, BlackPeopleMeet has made a name for itself as the top dating site for African-American singles. Its membership base stretches from sea to shining sea and includes people of all ages, races, and backgrounds.

If you’re attracted to black or biracial people, you’ll fit right in here. BlackPeopleMeet caters to the black community and invites free members to search, browse, and make an online connection.

You can send flirts and review your matches for free, and paid members can send as many messages as they want on BlackPeopleMeet.

8. SilverSingles

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

4.6/5.0

Relationships:Friendship, Casual Dates, Serious Relationships

Match System:Search by age, location, height, education, ethnicity, and religion

Our Experts Say:“SilverSingles is a fast-growing, easy-to-use niche dating site exclusively for active daters over the age of 50...” Full Review»

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Mature Singles (50+)*
41%*
59%*
800,000*Sign up for FREE

SilverSingles has earned the trust of the senior community by consistently putting its members’ needs first. The easy-to-navigate site offers simple search tools, in-depth profiles, and personalized like and chat options to satisfy local singles seeking companionship.

SilverSingles profiles offer a lot of good insights into who a person is. The online dating site can even assess how open, conscientious, extraverted, agreeable, and neurotic a person is through a questionnaire. By perusing these dating profiles, you can find someone who’s a keeper on SilverSingles.

“Our vision is to maintain the industry’s highest standards,” according to the SilverSingles team. “We are as committed to our members, and the most important part of our work is, and always will be, bringing people together.”

9. BeNaughty

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

3.9/5.0

Relationships:Hookups, Chats

Match System:Search by encounter, location, and more

Our Experts Say:“BeNaughty is a premier hookup app where you can feel comfortable expressing your desires. Plus, it's free to join, browse, and flirt...” Full Review»

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User BaseGender RatioPopularity (Visits/Mo.)
All Singles*
48%*
52%*
13.3 Million*Browse Profiles Free

As far as free dating and hookup sites go, BeNaughty is the casual dater’s dream. Once you complete your dating profile, you can browse row upon row of profile pictures until you see a potential partner who attracts your interest and warrants a like or favorite.

Free members can send individual chats or mass messages to make something happen. BeNaughty requires all members to be over 18 years old because conversations can get sexually explicit and lead to some adult encounters.

BeNaughty tempts its users to become premium daters by signing up for a monthly membership plan. A paid member will receive extra security features and rank higher in search results, meaning they’re seen by five times as many people online. These membership plans cost pennies a day and yield great results, so it’s no wonder BeNaughty has the rep as one of the greatest sex dating apps of all time.

10. Adult Friend Finder

Our expert ratings are based on factors such as popularity, usability, value, and success rate of each site.

3.5/5.0

Relationships:Hookups Only

Match System:Search by location, interest, more

Our Experts Say:“Make no mistake: this site isn't about making friends, it's about short-term 'hookups' and affairs only. Note that a basic account costs $14.95/month, but it's well worth it if casual sex is your goal...”

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All Singles*
65%*
35%*
25.5 Million*$14.95/Month

Adult Friend Finder (AFF) is a free hookup site where local singles and swingers can let go of their inhibitions and pursue their desires. Since it went online in 1996, the AFF community has grown to include over 95 million profiles around the world.

All these sexy profiles offer a world of flirtatious opportunity for anyone seeking no-strings-attached sex. Casual daters can be honest about their fantasies and anonymously solicit sex with local hotties.

The AFF members-only forum is a great place to start. This community-driven space has over 170,000 groups organized by interest and fetish, and over 3 million members have taken part in the discussion.

11. Hinge

Hinge is the dating app of choice for quality-driven and relationship-minded singles across the U.S. The Hinge team designed this app to be deleted, meaning singles can use it to find a compatible date quickly and then hang up their online dating hats for good.

It’s free to download Hinge, and you can chat with mutual matches for as long as you like without paying a cent. The app encourages deep conversations by giving people the space and freedom to express their personalities.

Hinge focuses on stimulating real relationships between serious daters.

Hinge profiles include basic demographic information as well as six photos and three original prompts about their likes, hobbies, experiences, and plans for the future. Hinge members can choose to add captions or location tags to their photos to provide even more details about themselves. Users must like or comment on a picture or prompt to initiate a match, and that can often lead to a genuine connection.

The Hinge team follows up to find out if your first date went well and if you plan to see that person again. The site can also recommend fun date activities to bring some excitement to your time together. You don’t have to do anything elaborate, though — I met my boyfriend on Hinge, and we went to a coffee shop even though neither of us drink coffee. Sometimes things just work out.

12. OkCupid

OkCupid is a totally, absolutely, forever free dating site where all singles can enjoy unlimited messaging. And did I mention it’s free? Many singles on a budget sign up to OkCupid to save their cash for their first dates. OkCupid is responsible for facilitating over 50,000 dates per week, and over 91 million matches every year.

In 2004, Harvard math majors began designing a love algorithm that has grown exponentially more complex and efficient and now is a major factor in OkCupid’s compatibility ratings.

OkCupid is a free dating site that powers interest-based matches.

OkCupid uses a virtually endless list of personal questions to determine who you are and what you want. Its questions range from serious dealbreakers — i.e. “how religious are you?” or “are you in favor of monogamy?” — to silly or thought-provoking questions — as in, “Do you still order from the kid’s menu” or “Marvel or DC?” The platform gathers this information and uses it to match users based on their interests, temperament, and values.

What we like about OkCupid is that it gives singles a lot of leeway and a lot of freedom to be themselves and find dates on their terms. Plus, it doesn’t charge anything for messaging, and you don’t have to wait for a mutual match to say hi.

13. Bumble

Women have the power to make the first move on Bumble, aka the world’s foremost feminist dating app. In 2014, Bumble shook up the dating scene by encouraging its female users to take the lead in their online conversations with men. Once a mutual match is established between opposite-sex partners, women have to send a greeting within a day or the chat will disappear.

Bumble allows straight and bisexual women to be the gatekeepers of their inboxes, and it has taken the pressure off men seeking female companionship in the dating scene. It’s free to download, match, and chat, but paid subscribers do have access to premium features, including Bumble Boost.

Bumble’s founding principles of equality and kindness has appealed to millions of daters.

Over the years, Bumble has led to many healthy, egalitarian relationships, and 85% of users say they’re looking for something serious on the app, while less than 4% say they want a hookup.

In the wake of its success as a dating tool, Bumble has expanded to impact interpersonal relationships of all types. Bumble Bizz offers networking opportunities for career-minded individuals, and Bumble BFF helps people make new friends in the area.

14. Plenty of Fish

Plenty of Fish (POF) prides itself on being the best dating site for conversations — no credit or debit card needed. Its free messaging features have prompted a dating free-for-all where anyone can reach out to their online crushes.

According to the free online dating site’s internal statistics, POF members send over 1 billion messages a month to one another, and over 65,000 new members join the flirtatious network every day. In total, Plenty of Fish has over 150 million users.

Every day, over 4 million people use Plenty of Fish’s free dating platform to find love and romance.

The Plenty of Fish free signup process may take some time because it includes a Chemistry Test that measures self-confidence, family orientation, self-control, social dependency, and flexibility. Over 37 million POF users have taken this test and used its insights to create strong relationships.

“Before I joined Plenty of Fish, my dating life had somewhat stalled,” said Tyler, who met his future wife on POF. “Long story short, after a year or so of dating, we got engaged. We were married this past December and are now expecting our first child.”

15. Tinder

Tinder operates under the motto “single is a terrible thing to waste.” This popular dating app endeavors to help singles make the most of their love lives and date as many people as they want. Its swiping tools may be a bit controversial, but they get fast results, and it’s hard to argue with that.

On average, Tinder is responsible for over 1.5 million dates per week, and it has created over 43 billion total matches and been downloaded over 340 million times since its launch in 2012. Those numbers are impressive, and a pretty compelling reason to set up a free Tinder profile today.

Tinder Plus and Tinder Gold membership plans can help singles up their dating games.

Tinder is available in over 190 countries, and it sees over 10 million daily active users. Active daters can use Tinder’s ingenious swiping system to fill their date calendars and meet interesting people who live nearby. Free users have a limited number of likes per day, so some singles upgrade to Tinder Plus or Tinder Gold to get more perks.

Though Tinder has the reputation as a hookup app, it has actually led to a fair share of long-term relationships. Reddit has a thread about Tinder success stories and many couples have posted saying their mutual match became a love connection.

16. Grindr

Since launching in 2009, Grindr has become one of the most best-known hookup apps for single men. It maintains a dating network for a man seeking men, and guys of all orientations are welcome to come on board.

Grindr users location-based settings to connect guys who are right around the corner from one another. The purpose of its swiping system is to turn online flirtations into real-life romance, so the dating app works as a wingman for single men on the prowl for quick sex.

The Grindr network encompasses over 3.8 million users in 234 countries and territories.

Grindr empowers men to discover hotties and confidently arrange first dates and hookups from their smartphones. At the same time, Grindr understands that not everyone in the LGBTQ+ community is out and proud, so the hookup app has a strict privacy policy and security features to make singles feel safe exploring their sexuality and meeting new people.

17. Happn

The Happn team has taken the idea of “serendipity” and turned it into a dating app. It works by using a smartphone’s location settings to see where you cross paths with other members. Maybe you both frequent the same coffee place and just haven’t met yet. Or maybe you were at the same party last week but didn’t connect.

Happn alerts you when these romantic opportunities occur and encourages users to create a match with someone who could be mere feet away from them.

Happn is a free dating app that uses location settings to spark romance.

When you view Happn dating profiles, you can see approximately how far away they are as well as when and where you last crossed paths. If you like what you see, click the Heart button to find if he or she is interested as well. While Happn masks the exact location of its users, it does offer a ballpark to help you find and flirt with dates within a close proximity.

18. HER

HER is a woman-only dating app where lesbian, bisexual, trans, and queer women mix and mingle. Over 4 million people have joined the network so far, and it continues to grow by word of mouth in the LGBTQ+ community.

It’s free to create a HER profile and scroll through a newsfeed of posts, photos, and events, and you can send likes and messages for free too. Anyone who identifies as a woman (or womxn) seeking women is welcome to make the most of a free membership on HER.

The HER app helps LGBTQ+ women network in a friendly, free, and safe online community.

Rather than forcing romance on its users, HER encourages women to feel comfortable commenting, posting, and making friends in a space that feels like a private social club. There are matching features, but the app also promotes queer events to help individuals find their tribes.

“Finding an app that caters to bisexual women is hard,” said one HER user in a review. “HER is one of the few apps that are legitimate.”

19. CoffeeMeetsBagel

CoffeeMeetsBagel is a dating app designed by three single women who recognized the challenges of online dating and resolved to make it easier for genuine people to connect online. They have built a curated matching system where free members only have a certain number of likes and matches at their disposal each day.

The CoffeeMeetsBagel matching system forces users to be more selective and carefully view each dating profile in their daily match recommendations (aka bagels).

CoffeeMeetsBagel is a female-friendly dating service launched in 2012.

Since 2012, CoffeeMeetsBagel has created more than 50 million matches, and tens of thousands of singles have gotten into relationships as a result of its good work. You can download CoffeeMeetsBagel for free on Google Play or iTunes to see what it’s all about.

What Are the Worst Dating Sites?

The world’s worst dating sites are in business to attract signups, not to facilitate conversations or connections. Some of these sites may tempt singles with fake profiles or automated messages, but they don’t have a robust enough database to actually match anyone.

Never give your credit card number to a website that doesn’t let you view profiles or read your messages for free. It may claim to have thousands of local singles available, but the reality could be disappointing.

A bad dating site can lead to a bad dating experience, so choose brands with good reviews.

A disreputable dating service won’t screen members nor monitor content, so it becomes a hunting ground for scammers and spammers. You can look through a dating site’s customer reviews to get a sense of whether it’s the real deal or not. Users are usually pretty quick to one-star dating sites and apps that waste their time with false promises.

Another warning sign to look out for is the payment policy. You should read the fine print and know if your subscription will automatically renew and charge your credit card — or if you can get a refund should things not work out. Be careful where you spend your money because many online dating services are nonrefundable.

Do Online Relationships Last?

Yes, online relationships formed on a free dating site or appcan go the distance in the real world and lead to strong, healthy, and fulfilling marriages. In fact, early evidence suggests that couples who meet online break up at slightly lower rates than couples who met offline.

Online daters also expressed higher levels of marital satisfaction in a survey commissioned by eharmony and conducted by researchers at the University of Chicago.

Economics professors Josue Ortega and Philipp Hergovich estimated that roughly one-third of all marriages begin online. These relationships are grounded on mutual interest, and therefore have what it takes to last a long time. According to this research, “on average, marriages created when online dating becomes available last longer than those created in societies without this technology.”

Is Online Dating Better Than Traditional Dating?

Online dating can be better for certain people and certain situations in the dating scene. Say you get nervous talking to someone you don’t know in person. Online dating can offer a low-pressure way to break the ice first. Or say you don’t have time to scour the bar scene every night. Online dating can save you precious time by bringing date prospects to you and allowing you to mingle whenever you’re free.

Swiping on a dating app can be a fast way to up your date prospects.

Singles are limited to their own neighborhoods when dating the traditional way, but online dating can offer access to singles in other cities or even other countries. It expands the dating pool and ups the odds of meeting a special someone.

Dating sites and apps can also offer more control over your dating experience. You can use the search tools to identify compatibility and screen date prospects. Dating platforms surround you with options and empower you to sort through them until you find a compatible man or woman who meets your standards. Of course, the mindset with which you go into the dating site and dating app can make all the difference in the world too.

Verily contributor Johnna Wilford said she used her dating profile as a self-awareness tool. “I made sure not to stress if I didn’t find someone who met those requirements,” she wrote. “Instead, I thought of each date as a learning opportunity to fine-tune who I was and what I wanted.”

You Don’t Need a Credit Card to Flirt on Free Dating Sites

If you think dating is too rich for your blood, think again. Singles can use many deal-hunting strategies to cut the costs of dating someone special. You could skip the appetizers and desserts when wining and dining that special someone, or you could visit museums, parks, zoos, and other affordable date spots.

Signing up for free dating sites (no credit card) is another great way to enjoy an affordable dating experience. You don’t have to pay exorbitant prices to meet your match online. Plenty of dating platforms provide free search and chat features to satisfy the romantic and financial needs of singles around the world.

Whether you’re looking for a short-term romance or a long-term love, you can depend on the top-rated dating sites on this list to help you pursue your dream dates, and that’s absolutely priceless.

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